Business Owner’s Policy Insurance

A BOP includes general liability, property insurance, and business interruption coverage. It protects your business from financial losses due to lawsuits, damage to your building or equipment, and lost income caused by unexpected closures. Additional coverage options can be added as needed.

Small and mid-sized businesses that own property, serve customers, or operate in physical locations should consider a BOP. Retail stores, restaurants, offices, and service providers benefit from bundled coverage that simplifies protection and reduces costs.

A BOP does not cover professional liability, workers’ compensation, or cyber risks. You may need separate policies for these exposures. We can help identify any gaps in coverage and recommend additional policies that protect your business.

Yes! Many businesses add coverage for data breaches, equipment breakdowns, and employee-related risks. Our team will help tailor your policy to provide the most comprehensive protection for your industry and specific operations.