Contractor’s Insurance
Protect your contracting business with comprehensive contractor’s insurance, covering liability, equipment, and job site risks to keep your operations secure.
Job site protection
Coverage built for contractors and tradespeople.
Contractor’s insurance protects against job site accidents, equipment damage, and liability claims that could impact your work.
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Secure your business
Many clients and projects require contractor’s insurance—get the right coverage to stay compliant and win more business.
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Meet contract requirements
01
General liability protection
Covers legal and medical costs if property damage or injuries occur due to your work.
02
Equipment and tools coverage
Protects your tools, machinery, and materials from theft, loss, or damage at job sites.
03
Workers’ compensation options
Provides medical coverage and wage replacement for employees injured on the job.
Stay covered
Your contractor’s insurance questions answered.
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What does contractor’s insurance cover?
Contractor’s insurance covers general liability, property damage, and job site risks. It also includes protection for tools, equipment, and business-owned vehicles. Some policies offer workers’ compensation, ensuring employees are covered in case of injury.
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Who needs contractor’s insurance?
Any contractor, subcontractor, or tradesperson working on residential or commercial projects should have insurance. Many clients require proof of coverage before hiring, and policies help protect businesses from costly lawsuits, accidents, and equipment losses.
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Does contractor’s insurance cover subcontractors?
Some policies include coverage for subcontractors, but many require subcontractors to carry their own insurance. If you hire subcontractors, it’s important to ensure they have proper coverage to avoid liability risks. We can help structure your policy accordingly.
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What happens if a client requires a specific coverage amount?
Many commercial contracts require specific liability limits. We can customize your policy to meet contract requirements, ensuring you’re fully covered and able to take on larger projects without delay.
Get insured today.
Protect your contracting business with the right coverage. Call now for a customized contractor’s insurance quote.
