We help you protect what matters most.

A independent, local insurance agency based right here in Bayboro, North Carolina.

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Discover insurance tailored for your unique needs.

From personal to commercial, we provide customized coverage options designed to safeguard what matters most.

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Our mission is helping our community thrive.

Why we care

As a Bayboro-based agency, we focus on protecting our neighbors with insurance options designed to meet real-life needs.

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A local commitment

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More than policies

We take time to educate clients, ensuring you understand what your coverage includes and why it’s essential for your peace of mind.

Why choose us

Bringing clarity and confidence to insurance choices.

At Potter Insurance Agency, we simplify insurance. With tailored policies, competitive rates, and genuine care, we’re your trusted partner for coverage that works for you.

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Personalized

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Comprehensive

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Reliable

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Local

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Your questions about insurance, answered here.

Need answers?
  • What types of insurance do you offer?

    Potter Insurance Agency provides a range of options, including home, auto, life, commercial, and specialty policies. Our goal is to cover what matters most to you.

  • How do you tailor policies to my needs?

    We work with multiple carriers to shop for the best coverage and rates, ensuring your policy fits your unique situation and budget. Additionally, we can bundle policies—such as home, auto, boat, RV, ATV, golf cart, and motorcycle insurance—to maximize your discounts and provide comprehensive protection.

  • What’s the difference between state minimum coverage and full coverage?

    State minimum coverage meets legal requirements but may leave you exposed during accidents. Full coverage includes added protection, ensuring comprehensive safety in various scenarios.

  • How does Potter Insurance Agency stand out from others?

    As a local, independent agency, we prioritize personal service, education, and customized solutions that larger carriers often overlook. We’re here to guide you.

  • Why is understanding my insurance policy so important?

    Knowing what’s included in your policy helps you make informed decisions, avoid surprises, and ensure you’re fully protected when the unexpected happens.

We work hard to earn your trust.

"Erica has provided Outstanding service & patience to research best product

for my needs."

“Great prices and great atmosphere!! The agents treat you just like family!! Very knowledgeable, Understanding, & most of all....Helpful! I would recommend giving them a visit for all of your insurance needs!”

“at first I thought this place was going to be more trouble than it works worth and then the second desk lady came in and was extremely nice and got it straight to work and showed me exactly the insurance I needed”

“My 1st insurance on a car.”

“Very polite and helpful”

"Very responsive and professional."

"Very responsive and professional."

"No problems what so ever with Potters Insurance. Erica is the best in the business. If it's not right then she will do everything she can to fix it."

"Shelly Harper is so awesome Agent at Potter Insurance Agency. Need Insurance talk to her...!!!!"

"Mrs. Erica is wonderful! So kind and helpful and finding what I need. Thank you very much. 😁"

"Erica has always been amazing to me, top notch. Her and Potter insurance will always have my insurance needs."

"Erica has been a great help to me and my family. She continues to check on me to see if we have any additional needs. Thank you Potter Insurance!"

"Love doing business with this agency. Always respond quickly, have good understanding of needs and respond accordingly."

"Been with Potter insurance for several years now. The prices have been very competitive and the service is excellent. Highly recommend."

"Very professional and the transaction was very easy! Thanks Shelly!!"

"Great staff, Helped me get a more affordable car insurance, wish I would of went to Potter insurance Agency sooner, I hope to stay with Potter Insurance, Thank you guys for all your help 😄"

"Very please with the agent, Shelly Harper, who has been very attentive and professional and especially helpful when we needed advice."

"I highly recommend Potter Insurance Agency for their home town atmosphere and excellent service. The staff is very professional and prompt to assist with your insurance needs. Very friendly"

"Erica was wonderful to work with. She was quick to respond and answered all my questions. Highly recommend speaking with her."

"Erica was spot on when we hit a deer with our car. She was very professional and helpful through the whole process. Would highly recommend her as an agent."

"Shelley was friendly and made us comfortable during our visit to her office. We have worked with her on two policies, and each time she searched and found us the best policy for us and at a good price."

"Erica at Potter Insurance saved me some serious money!"

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News & Updates

We stay informed on the changes that could affect your coverage.