As we approach the 2025 hurricane season, it's crucial for homeowners to prioritize hurricane preparedness. The official Atlantic hurricane season runs from June 1 to November 30, with peak activity typically occurring between mid-August and mid-October. Reflecting on the high activity of the 2024 season, where there were 18 named storms, 11 hurricanes, and five major hurricanes, we understand that while we may not predict exactly what the future holds, taking proactive steps can help minimize risks and protect property.

Review Your Insurance Coverage

Make sure your homeowner’s insurance policy is up to date and includes coverage for potential hurricane-related damage. Remember that standard policies often exclude flood damage, so securing a separate flood insurance policy is essential.

Document Your Property

Take clear photos and videos of your home’s interior and exterior as a preventative step. This documentation will be invaluable for insurance claims if damage occurs.

Trim Trees and Secure Outdoor Items

Loose branches and unsecured outdoor furniture can become dangerous projectiles during high winds. Trim trees and secure any outdoor items to reduce this risk.

Protect Windows and Doors

Consider installing storm shutters or impact-resistant windows and doors to protect your home's openings. If these aren't feasible, pre-cut plywood can serve as a temporary barrier against storm damage.

Inspect and Repair Your Roof

Check your roof for loose or damaged shingles and make necessary repairs to prevent leaks. A well-maintained roof is vital for protecting your home from hurricane damage.

Clear Gutters and Downspouts

Clogged gutters can lead to water damage, so ensure they are clear to promote proper drainage during heavy rains associated with hurricanes.

Prepare an Emergency Kit

Be ready for power outages or evacuations by keeping an emergency kit stocked with water, non-perishable food, medications, flashlights, batteries, and important documents.

Early preparation is key. Even if a major storm doesn't strike, following these steps provides peace of mind and better protection. Now is the time to review your emergency plans and insurance policies, not when a storm is imminent.